Commercial Finance

We consider commercial mortgages for Start Ups or Established Business
  • Commercial Property – Investor or Owner Occupier
  • Offices, Warehouses, Light Industrial Units, Retail Premises
  • Part-Developed Commercial Property also considered
  • Bridging Finance available

KEY FEATURES

  • Start Up or Established Business
  • Mortgages and Re-Mortgages from £100,000 to £5,000,000
  • First and Second Charged Security
  • Up to 75% LTV (loan to value)
  • Interest Only and Capital repayment options available
  • Loan Term from 5 years to 25 years
  • Interest Rate from 2.5% gross
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Semi Commercial Finance 

Where the property comprises both residential living accommodation, with a proportion of the property for business purposes the commercial element may either be the owner’s business or rented out on a formal lease arrangement to a third party.

KEY FEATURES

  • Mortgages and Re-Mortgages from £100,000 to £5,000,000
  • First and Second Charged Security
  • Up to 75% LTV (loan to value)
  • Interest Only and Capital repayment options available
  • Loan Term from 5 years to 25 years
  • Interest Rate from 2.5% gross
  • Bridging Finance available
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Loans & Mortgages for Dentists 

KEY FEATURES

  • Start Up Practices
  • NHS/Mixed Practices – minimum of 3 years’ experience
  • Private Practices – minimum of 3 years’ experience
  • Up to 100% LTV for secured loans
  • Up to £750,000 loans available for unsecured loan (depending on type of practice)
  • Up to £200,000 loans available for start-up practices
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Development Finance 

Flexible Funding for your Development

Development Types

  • Residential developments: including student accommodation
  • Commercial developments: industrial, retail units and mixed use
  • New build, conversions and refurbishments
  • Property and land with Planning Permission
  • Part-developed sites considered
  • Bridging Finance available

Lending Parameters

  • Loans from £150,000
  • Loan to Cost: 75%, or 100% considered with additional security
  • Loan to Goss Development Value (GDV) 100%
  • Interest rates from 0.95% pcm
  • 2% arrangement fee typical
  • 1 month exit fee typical: based on facility not GDV
  • Term up to 24 months.

Developer Profiles

Applications considered on a case by case basis us to secure funding for all types of developer

  • Sole Trader
  • Partnership
  • Limited Company
  • Pension fund
  • Individuals
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Contact Us

 

Stewart Hindley Commercial
Chilton House
Charnham Lane
Hungerford
Berkshire
RG17 0EY

T: 01488 684834
E: info@stewarthindley.co.uk